Sample Plan
Balanced Retirement Blueprint
Explore a read-only plan to see how Pathwyze models assets, spending, and retirement timing.
Read-onlyStart Planning Free
Portfolio Overview
$1.09M4 assets modeledRetirement Year
2041Retirement Settings
$85,000/yr$7,083/mo | 2.5% inflationPrice Projection
ExpectedUses your custom CAGR per assetAnalysis Library
More analysis tools are available in Premium and Professional.
This sample shows the baseline projection. Paid plans add additional analysis modules and planning tools.
PREMIUMPremium analysis
- Monte Carlo Simulations
- Scenario Comparison
- Sequence of Returns Risk
- Historical Backtesting
PROProfessional planning
- Tax-Optimized Withdrawals
- Social Security Optimizer
- RMD Calculator
- Healthcare Cost Modeling
See the full feature set in the paid plans.Compare plans
Investment Breakdown
Your Assets
4 assets$
Primary Residence🏠
HOME
Price$650,000
Quantity1
CAGR3%
Total Value$650,000
$
Total Stock Market ETF$
VTI
+ $1,500/mo
Price$250
Quantity1,200
CAGR7%
Total Value$300,000
₿
Bitcoin$
BTC
Price$52,000
Quantity1.5
CAGR9%
Total Value$78,000
A
Apple Inc.$
AAPL
Price$185
Quantity320
CAGR6.5%
Total Value$59,200
| Asset / Ticker | Asset Price | Quantity | CAGR %CAGR = Compound Annual Growth Rate. The expected yearly return for this asset, used to project future value. | Total Value | Access |
|---|---|---|---|---|---|
$ Primary Residence🏠No recurring contribution HOME | $ | % | $650,000 | Read-only | |
$ Total Stock Market ETF$+ $1,500/mo until 2041 VTI | $ | % | $300,000 +$18,000/yr | Read-only | |
₿ Bitcoin$No recurring contribution BTC | $ | % | $78,000 | Read-only | |
A Apple Inc.$No recurring contribution AAPL | $ | % | $59,200 | Read-only |
Yearly Retirement Journey
Year-by-Year Breakdown
| Row | 2026 | 2027 | 2028 | 2029 | 2030 | 2031 | 2032 | 2033 | 2034 | 2035 | 2036 | 2037 | 2038 | 2039 | 2040 | 2041 | 2042 | 2043 | 2044 | 2045 | 2046 | 2047 | 2048 | 2049 | 2050 | 2051 | 2052 | 2053 | 2054 | 2055 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Balance | $1,087,200 | $1,157,828 | $1,232,741 | $1,312,227 | $1,396,595 | $1,486,175 | $1,581,321 | $1,682,412 | $1,789,856 | $1,904,088 | $2,025,577 | $2,154,823 | $2,292,364 | $2,438,777 | $2,594,681 | $2,760,740 | $2,833,406 | $2,909,338 | $2,988,729 | $3,071,784 | $3,158,722 | $3,249,775 | $3,345,194 | $3,445,245 | $3,550,211 | $3,660,399 | $3,776,132 | $3,897,760 | $4,025,655 | $4,160,217 |
| Asset Appreciation (Estimate) | $52,628 | $56,913 | $61,486 | $66,368 | $71,580 | $77,146 | $83,091 | $89,444 | $96,232 | $103,489 | $111,246 | $119,541 | $128,413 | $137,904 | $148,059 | $157,666 | $163,057 | $168,694 | $174,591 | $180,762 | $187,223 | $193,993 | $201,089 | $208,531 | $216,341 | $224,541 | $233,155 | $242,211 | $251,735 | $261,758 |
| Balance after appreciation | $1,157,828 | $1,232,741 | $1,312,227 | $1,396,595 | $1,486,175 | $1,581,321 | $1,682,412 | $1,789,856 | $1,904,088 | $2,025,577 | $2,154,823 | $2,292,364 | $2,438,777 | $2,594,681 | $2,760,740 | $2,918,406 | $2,996,463 | $3,078,032 | $3,163,320 | $3,252,546 | $3,345,945 | $3,443,768 | $3,546,283 | $3,653,776 | $3,766,552 | $3,884,939 | $4,009,287 | $4,139,971 | $4,277,390 | $4,421,975 |
| Retirement Spending | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ($85,000) | ($87,125) | ($89,303) | ($91,536) | ($93,824) | ($96,170) | ($98,574) | ($101,038) | ($103,564) | ($106,153) | ($108,807) | ($111,527) | ($114,316) | ($117,173) | ($120,103) |
| ▶Closing Balance | $1,157,828 | $1,232,741 | $1,312,227 | $1,396,595 | $1,486,175 | $1,581,321 | $1,682,412 | $1,789,856 | $1,904,088 | $2,025,577 | $2,154,823 | $2,292,364 | $2,438,777 | $2,594,681 | $2,760,740 | $2,833,406 | $2,909,338 | $2,988,729 | $3,071,784 | $3,158,722 | $3,249,775 | $3,345,194 | $3,445,245 | $3,550,211 | $3,660,399 | $3,776,132 | $3,897,760 | $4,025,655 | $4,160,217 | $4,301,872 |