Question 1

What is Pathwyze?

Accepted Answer

Pathwyze is retirement planning software for self-directed savers and retirees. You can model how long your money may last, compare scenarios, and see how savings, spending, inflation, and market conditions affect your plan.

Question 2

How do the projections work?

Accepted Answer

Our projections use your current financial data, expected contributions, and assumed growth rates to model your portfolio over time. You can adjust variables like expected return rates, inflation, and withdrawal strategies to see different outcomes. The projections are meant to be educational tools, not financial advice.

Question 3

Is my financial data secure?

Accepted Answer

Yes, we take data security seriously. Your data is encrypted both in transit and at rest. We never share your personal financial information with third parties. You can delete your data at any time from your account settings.

Question 4

What's the difference between Free, Decision Analysis, and Retirement Toolkit?

Accepted Answer

Free includes up to 3 plans with basic projections and 5 assets per plan. Decision Analysis adds unlimited plans and assets, Monte Carlo simulations, scenario comparison, sequence-of-returns analysis, AI-powered insights, plan sharing, and CSV/PDF export. Retirement Toolkit includes everything in Decision Analysis plus Social Security optimization, healthcare cost modeling, tax-optimized withdrawals, income-stream planning, and RMD calculations.

Question 5

Is this financial advice?

Accepted Answer

No. Pathwyze is an educational tool for financial planning and modeling. The projections and information provided should not be considered financial, investment, or tax advice. We recommend consulting with a qualified financial advisor for personalized advice.

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